Healthcare is your second largest cost after payroll. The CA FMMA chapter helps employers stop overpaying and contract directly with the providers their employees actually use.
One transparent transaction at a time. Fortune 100 companies like Walmart treat health benefits like procurement. Now smaller employers can too.
Chat with UsYour organization is spending more on healthcare than it needs to. Direct contracting with providers gives you transparent pricing and turns your largest uncontrolled cost into a strategic advantage. Let us show you how.
Fortune 100 companies like Walmart have long treated health benefits like procurement, negotiating directly with providers. This approach is now being adopted by smaller employers in a way that turns health benefits from a liability into an asset.
Partner directly with the physicians and facilities your employees use most. Transparent, bundled prices. No network markup. No surprise bills.
Insurance networks artificially inflate prices to sell manufactured discounts. Direct contracting captures those savings for you and your employees instead.
Employers who harness their market power attract better talent, reduce turnover, and convert healthcare from an uncontrollable liability into a competitive advantage.
See how much your organization could save by contracting directly with providers.
Estimates based on published direct contracting case studies. Actual savings vary by market, provider mix, and plan design. Chat with us for a detailed analysis.
Chat with Us to Learn MoreHealthcare is your second largest cost driver after payroll. Most employers know surprisingly little about it. The FMMA CA chapter is here to change that.
Employers who treat health benefits like procurement, with the same rigor as any major vendor contract, consistently achieve 25-50% lower per-employee costs than those who simply renew the same plan each year.
Self-funded plans give employers direct visibility into what healthcare actually costs. When you fund the claims directly, you stop paying insurance company margins and start buying care at real prices.
Studies show 80% of medical bills contain errors, and most employers never audit them. Payment integrity programs identify overbilling and ensure you only pay for care that was actually delivered correctly.
Employers are increasingly being held accountable for their fiduciary responsibility to provide fair health benefits. Being educated is your best protection. Knowing the landscape helps you avoid costly landmines before they surface.
The Consolidated Appropriations Act expanded employer obligations around benefit transparency and reporting. The question is no longer whether to engage, but how soon.
California has been at the forefront of hospital price transparency requirements. Employers who know how to read and use published chargemaster data gain a significant edge when structuring direct contracts with providers.
Deals like the 32BJ-Northwell Direct partnership and UC System direct provider partnerships are proof that the direct contracting model works at scale in California. The infrastructure is already here.
Three core principles that make healthcare work like every other part of the free market.
Comprehensive, up-front, bundled prices for every procedure are publicly published and 100% patient-agnostic. No hidden fees, no surprises.
Patients and employers can compare providers and arrive at a value that works. Price is not the product. Care is the product.
Providers and purchasers agree on a procedure, a mutually beneficial price, and up-front payment. No collections. No surprise bills.
Anyone who believes the free market can, and should, work in healthcare has a place here.
Employers and patients who want to make purchasing decisions based on real cost and quality, not manufactured insurance discounts.
TPAs, health shares, and businesses who connect buyers and providers while abiding by the Free Market Pillars.
Physicians and providers who believe in up-front, bundled prices and building direct relationships with the patients and employers they serve.
The CA FMMA chapter is building a coalition of forward-thinking employers, providers, and organizations committed to transparent, direct healthcare in California.
Networking events, educational forums, and advocacy meetings; all centered on advancing free-market healthcare across California.
Our inaugural gathering for physicians, employers, and advocates ready to build the free-market healthcare movement in California.
Join hundreds of free-market healthcare professionals nationwide. CA chapter members attend together.
Regular sessions for employers, providers, and advocates across California committed to transparent, direct care.
From self-funding to landmark legislation, here is what every CA employer and provider should understand.
Free-market healthcare means you can see prices before you commit. Browse real, published prices from FMMA providers, or explore cost-plus care options.
Real, comprehensive prices for surgeries and procedures across the country, posted voluntarily by FMMA members.
View Prices ↗A smarter way to access quality care. No inflated network pricing, no surprise bills. Coming soon to CA chapter members.
Coming SoonWhether you are an employer looking to reduce healthcare costs, a provider who believes in transparent pricing, or an advocate for free-market medicine, fill out the form and we will be in touch.
Personalized overview of what direct contracting could save your organization
Invitations to CA chapter events, forums, and educational roundtables
Connection to the national FMMA network and ShopHealth marketplace
Guidance on fiduciary compliance and avoiding benefits landmines